FlyerTalk Forums - View Single Post - USA EMV cards: Availability, Q&A (Chip & PIN -or- Chip & Signature) [2012-2015]
Old Jul 2, 2015, 3:00 am
  #12129  
AllieKat
 
Join Date: Nov 2012
Posts: 3,537
Originally Posted by cbn42
Do you really think that anyone other than points geeks reads the fliers banks send them? They will go straight in the trash, and then people will switch to another credit card in their wallet.

Banks are not going to switch to PINs until the card networks force their hand. It doesn't make economic sense. A couple of small banks will continue to provide them to niche markets like people who want to pump fuel into rental cars in France on Sundays.
Or people who want to buy sex toys from a shop that is breaking network rules as noted above (why is it that - even back in the US - sex shops seem to be the most paranoid about card fraud - and willing to break network rules over it)
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