Originally Posted by
sdsearch
Meanwhile, you have to keep in mind tthat this gone back and forth in history a few times. Some number of years ago, before Amex allowed you to get the same bonus after a year or two, Amex used to never give you the bonus if you had it before unless the new bonus was bigger and then they would give you only the difference between the old bonus and the new bonus for the new card. So Amex tightened, then loosened, then tightened again.
And Chase may have gone through cycles too, I'm less familiar with Chase churning rules over the years so I can't be as specific there.
And btw CIti has gone through cycles too. They used to allow "fast" churning of AA cards, then stopped it, then a few years ago started it again, then stopped it again.
So, do you think the pendulum will once again swing the other way? I haven't been at this game for very long, but I don't think the rules have ever been this restrictive. I fear that a paradigm shift has occurred, caused by too many people (like myself) entering the game and affecting these banks' bottom line.