Originally Posted by Crusading Angel

I don't know the answer to the second half of your question. However, I can tell you that Serve is not useless. At least for the online credit card for Amex can still help you with Amex sign up bonuses. You can also get $240 a year if you load with a Fidelity Amex that gives 2% cashback. (.02 x 1000 = $20 a month). Not to mention you can use the Paypal debit card to get .01 x 1000 to make it $30 a month or $360 a year. Totally worth it if you ask me. A few clicks with your finger and you make an easy $360. Not to mention the extra amount you can make if you decide to go load gift cards at walmart or what not.

I avoid walmart though.... I manufactured spend enough through my eBay business ahaha.