Well, just saw this: "The money is then transferred through Facebook, which holds the money for “seconds” before sending it along to the other user’s bank, according to Facebook product manager Steve Davis. If the recipient doesn’t have a card attached to his or her account, Facebook will hold the money until they’ve set one up." here: http://recode.net/2015/03/17/faceboo...ments-feature/

I'll try this weekend.


UPDATE: Sent $20 to spouse. Set up point debit on send end and debit from different bank on receiving end. Went through fine. See charge on sending debit but nothing yet on receiving debit. I'd like to do 1k here and there but am going to wait to see if it deposits freely into receiving debit account. And I'm thinking you should do a smaller amount first, then wait a few days and do build up. If they see you over a few days charging to fb, then the larger charge won't as easily be assumed to be fraud. FYI: I did get several error messages when adding debit to payment account. Eventually it stuck. But I should note that I could only add a debit that matched my name on fb. I tried adding a debit to another name and it never stuck.

Update #2: $20 posted as "VISA RETURN" on receiving debit account. On sending debit, posted as FB JANE DOE (recipients name).