Originally Posted by wesmills

Your BECU must be defective because my BECU has a chip.



It's chip-and-signature and has no cash back rewards so it's just there for the open trade line at this point. I've not been happy with BECU anyway. Once Seattle Metropolitan goes chip (in a couple of months, they say; they're relatively tiny so they come at the end of the list for their card supplier), I'll probably drop it.