I feel like this is a decent place to ask without having to make a new thread. When does Barclay usually do automatic credit limit increases? I've had my card since mid-December, so I just recently passed my six month mark. In January, I lowered my credit limit by $5000, but since then, I've been putting a lot of spend on the card (over $20 000 in the past three months). Should I expect to get a credit limit increase any time soon, or should I just pull the trigger and request one for a hard pull?