Originally Posted by
NYCFlyer10001
There's lots of examples of merchants showing "no commission" DCC offers that then go on to say "but a markup of 4% is included in the rate". I'd guess it's a similar situation.
Do people really be naive enough to fall for the commission free conversion? This is just like the game played by some currency exchangers advertised no commission / no fee but horrible exchange rate to make up for that and then some.