Originally Posted by
plainheart
My wife's application of the personal card was denied due to "too many credit inquiries" Today. I remember there was extensive discussion on the issue. Could anyone that is familiar with it kindly remind me if there is any conclusion? While she does have more inquiries than the commonly referred threshold of 6 in the last 6 months, her application is always synchronized with mine and my application of the same card is instantly approved.
Thanks
Well, the 6 inquiries in 6 months is YMMV. It's documented in this thread and its predecessor threads that
some people can go beyond that, and other people can't. (Citi doesn't let on who has what limit; you can only find out "the hard way".)
So apparently 6 inquiries in 6 months applies to her but you've got a bigger limit on inquiries for whatever reason.