Originally Posted by
JJonahJ
Thanks. JerryH also reported the same offer, a few weeks ago.
Curiosity questions, if you don't mind...
Are you an existing CIBC client (bank accounts, CCs, investments)?
If yes, did the rep pull up your CIBC client info, and said you had a pre-approved credit limit offer on your file? Or was this the type of pre-approve where they are still going to pull your credit file for final approval?
Too bad it's only 15,000. Wish they could match the 20,000 FYF offer of their Aero Business VISA promo. Or bring back the promo to $500 spend to get a bonus 10,000 points.
Anyway, I recall that CIBC were pushing their presence in YYZ around Dec 2013, at the ending-edge of when they would be handing over their exclusivity with Aeroplan/AIMIA, onto TD in Jan 2014, and that they were 'sponsoring' the free luggage carts (no more fumbling for a toonie).
They've really made a splash there now, with so many new branches (6?) and ABMs. It makes sense that they are offering this promo to keep their Aeroplan image ongoing, at Canada's busiest airport, even while TD are the main advertisers of an Aero-affiliated VISA credit card.
I think I'll mosey on over to a branch in YYZ when I'm in there on my upcoming trip. Tnx.
Yeah, and ignore the Aventura card hawkers. They are really annoying and super aggressive. I think they are like the bloggers but in real life trying to get credit card sign ups. Told them I'm not interested and that I need to top up my AC. I initially stopped by the kiosk only because I thought they could just process an Aerogold Business app for me.
Actually, I was a little bit creeped out by CIBC. Gave the lady my SIN, for some reason she said it wasn't matching (??) then she proceeded to call CIBC HQ or something like that for help. Somehow they pulled up an old profile of me which had an address I was at 5 years ago. I never remember doing any business whatsoever or even applying for any products with CIBC. But maybe I am remembering wrong and I applied for CIBC product years ago.
I had to consent to allow them to check my credit, although I was approved on the spot. I don't know how it affected my credit since I don't have one of those credit check tools.
Very convenient if you have some time to burn before your flight. Before the year is up I'll just switch it with the Tim Hortons no annual fee card and get another $20 sign up bonus.