Originally Posted by
PutANameToIt
.
Hear ya, sometimes that leads to more MS because they don't count on people gaming the system.
Most MS in America wasn't created for MS just taken advantage of for it.
Chicken versus egg. But you can say that there's a system there built due to competition which enables MS. Israel has little to no competition in the credit card industry not to mention is small, so issuers offer very little, leading to little reason for MS