I received one today too. A few years ago I had Sign & Travel with my account. They would take any purchase over $400 and automatically put it in S&T. I got rid of it because it made for very confusing statements if you don't pay EVERYTHING off every month.

I think now once you sign up, you have the option of automatically putting everything in S&T or just purchases that you specify.

Its not a bad feature if you don't mind paying interest.

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