FlyerTalk Forums - View Single Post - Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)
Old Jun 10, 2015 | 8:42 pm
  #510  
2Tall4Y
Formerly known as jlars77
 
Join Date: Oct 2014
Location: ORD
Posts: 361
CSP Just Approved

I've had 4 new cards in the past 12 months and pretty sure more than 5 in 24 months (sorry, would have to reference CBR to be precise) and was just instantly approved with a high limit. It is only my second Chase card with the first being the Freedom.

I had planned on multiple other cards before the CSP, but since it's one I want long term I thought I better put it first in line with the underwriting changes.

For better or worse, some banks are moving beyond straight FICO and D/I in their underwriting matrices for these stated income credit products (although these metrics will certainly always be important).
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