Originally Posted by
sdoherty
I just talked to Chase today about my CSP application. I was told that I had too many total credit cards issued on my credit report in the last 24 months so I was declined. This does seem like something new, either for the CSP card or for Chase overall. Not a good sign.
Originally Posted by
bgriff
I assume you mean too many new cards in the last 24 months, not too many cards outstanding overall?
If you don't mind sharing, about how many new cards have you opened in the last 24 months?
FYI, there's a ton of existing discussion in the last few pages of these threads
which I can summarize as follows:
As of a couple of weeks ago, if you apply for a Chase in-house card (CSP, Freedom, et al.) and have opened 5 or more cards
with any issuer(s) in the past 24 months, you will almost certainly be denied.
If you apply for a Chase co-branded card (Hyatt, IHG, UA, etc.), your prospects apparently remain the same as before & you can churn away to your heart's content.
YMMV.