Originally Posted by
knowledgeispower
Hi everyone. I did a bit of searching before posting and haven't come across this issue before. Most spousal questions involved staying under a spouse's account to get benefits, etc.
Being new to the Hotel Credit card world, I assumed since my wife and I stay together every time we travel (we don't business travel), that we could share a hotel points account. I never realized this was against most hotel policies.
Anyways long story short we both recently opened the Chase IHG credit card and Chase allowed us to both link the cards to the same IHG account.
I am worried now this may be an issue if this is against their policy. Is it something we could "get away" with. I am not trying to violate the rules, it's just that we don't travel often and we're not really after redeeming promos either. We just want to use the sign-up bonus and the annual free night.
Will this be a red flag to IHG once both our annual nights post next year (since 2 will be posting to the same account)? Or when our 70k bonuses both post next statement?
Just wondering what to do at this point since I didn't intentionally try to game the system just unaware of the procedures. (I'm surprised Chase allowed me to do this, because Amex specifically told us Hilton doesn't allow this as we opened two Hilton Amex at the same time as well).
Thanks for the help.
When you keep saying "Chase allows us" - exactly what you mean? Chase application forms do not catch the duplicate IHG account number being used, or Chase rep over the phone specifically told you no problem when you asked about it? Big difference.
Unlike other loyalty programs, Chase does not seem to run the IHG card application thru IHG first before it issues the card. I know Chase would send Marriott and BA applications to the loyalty programs first to verify the membership data before Chase would issue the card. So if Chase does not run thru IHG first to verify the membership info, does NOT equate to "Chase allows us to do so".
You can always do the free night bookings in separate accounts on the same hotel for consecutive nights. Just let the hotel know at check in. I have yet come across a single hotel that does not link 2 reservations together and let us stay in the same room.
In fact, to preserve the flexibility, I always book one night at a time even points might all come out from a single account.
IHG is known for highhanded when it comes to not liking what member does. I am not sure the risk is worth it.