I don't know what "most" would read into what I said - but that is not what I said or meant.
Moreover, my "moral compass" would not allow me to accuse someone of fraud based upon reading something into an online statement that is not in there.
Also - even if someone bought with the intention of returning, and knew that Amex didn't always ask for the product back, that is not fraud. Fraud requires misrepresentation of some sort.
Originally Posted by
trouble747
I think most would probably read your initial post to mean that you buy products with the intention of later making a return protection claim, knowing AMEX will likely not make you return the item.