Hi everyone. I did a bit of searching before posting and haven't come across this issue before. Most spousal questions involved staying under a spouse's account to get benefits, etc.

Being new to the Hotel Credit card world, I assumed since my wife and I stay together every time we travel (we don't business travel), that we could share a hotel points account. I never realized this was against most hotel policies.

Anyways long story short we both recently opened the Chase IHG credit card and Chase allowed us to both link the cards to the same IHG account.

I am worried now this may be an issue if this is against their policy. Is it something we could "get away" with. I am not trying to violate the rules, it's just that we don't travel often and we're not really after redeeming promos either. We just want to use the sign-up bonus and the annual free night.

Will this be a red flag to IHG once both our annual nights post next year (since 2 will be posting to the same account)? Or when our 70k bonuses both post next statement?

Just wondering what to do at this point since I didn't intentionally try to game the system just unaware of the procedures. (I'm surprised Chase allowed me to do this, because Amex specifically told us Hilton doesn't allow this as we opened two Hilton Amex at the same time as well).

Thanks for the help.

EDIT:
Spoke too soon. Called Chase today to change the IHG account and apparently IHG denied the request for one of the cards because the account was already linked to another IHG card so they assigned a new IHG account for it. Glad it worked out this way better than risking it for nothing...