Hi,

I'm going overseas for a 3 weeks stay in Europe. Will be renting a car for that period.

A nice perk of the Mileage Plus card is that it offers primary CDW instead of secondary CDW. I'd like to know people's experience with this if they have been unfortunate enough to have an accident.

In particularly, I've read reports that with secondary CDW, the rental company bills your card for the damages and then you have to work it out with visa to get reimbursed. This can require getting all sorts of documentation. Is it the same with primary CDW?


Thanks.