Originally Posted by
wanderlustoz
On top of the 3%, citi also charges USD 2 as a flat fee (which is better than Chase at USD 5 I believe). But having a low cost or fee free atm card like schwab (which refunds surcharges) are capital one 360 would be better if you can manage.
I have a Citibank ATM and don't seem to get charged these fees. Maybe that fee is for a credit card, not an ATM?