FlyerTalk Forums - View Single Post - Unauthorized Credit Inquiries - Hard Pulls
Old Jun 1, 2015 | 10:59 am
  #7  
Often1
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Join Date: Aug 2010
Location: DCA
Programs: UA US CO AA DL FL
Posts: 50,253
OP sought a CL increase and his credit was pulled. Not only does this affect credit score, but the mere fact of increased debt may cause problems for OP if he is seeking a mortgage.

Maybe the first thing a decent mortgage broker tells an applicant is not to take on new debt from the time the application is made and closing (absent a genuine need and with a clearcut written explanation, e.g., "we needed new furniture for the house and took on an extra $5K in debt. Attached is the receipt from the furniture store."

OP should be mad, mad, mad. At himself.
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