paynea

As I posted earlier in this thread, if you get pfraud status, you should call to lift it (should be fairly straightforward) and then immediately drain any remaining funds out! You might be lucky and get an analyst that won't care about the MS pattern, or you might be unlucky and get one that will freeze your account. One account got pfraud status (from doing two debit swipes for large amounts at Walmart). I called in and got it cleared, but the account was then permanently frozen (put into "fraud" status) after a couple days. US Bank refused to release the funds (<$50) still in the account. I'm pretty certain I could have gotten those funds back, but I wanted my other buxx account to remain active, so viewed this as a cost of doing MS.

Moral of the story - only do one large debit swipe per day using your US bank visabuxx card (though it can be a $2K swipe).