Yes...I read through that thread...and I guess that is where my confusion is...that seems very simple, but not an option for a 10 year. So, I guess that leads me to my next question...unless you are going to India several times a year, just do the Etv given the simplicity and cost effectiveness? Guess I liked the idea of having a 10 year and not worrying about it again for awhile, but not the hassle of it.