No on Chase, No on Citi. I'm in Colorado.

I have Experian on freeze.

I applied with Chase (personal) today and called in. They insisted on pulling Experian. I gave the analyst my Experian freeze PIN and they did the hard pull and approved.

I applied with Citi (personal) today and called in. They insisted on pulling Experian. I gave the analyst my Experian freeze PIN and they did the hard pull and approved.

So keeping the BofA pulls off of my Experian has been my only benefit to the freeze. The cost is having to call in with a PIN when I would have previously been approved instantly.