Originally Posted by Phantom707

USAA apparently refunds foreign ATM fees. It definitely refunds domestic ones, up to $15 per month, but the reports on foreign fees are mixed. You still get charged a 1% fee, but it's a Mastercard. For a limited time, there's a way for general public people to join. According to their site, debit will have chip mid this year. https://www.usaa.com/inet/pages/bk_c...=VURL_chipcard