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Old May 16, 2015 | 3:32 am
  #351  
Phantom707
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Originally Posted by tmiw
I've been thinking about how MC seems to provide better exchange rates at least in certain instances and am wondering if anyone's found anything better than Capital One's checking account with a MC debit card. Its debit card is definitely not ideal compared to Schwab or Fidelity's though (no EMV and doesn't reimburse ATM fees are the two big issues). OTOH the savings from a better exchange rate might not make up for the ATM fees being charged so perhaps Schwab's Visa debit card still works out better in the end?
USAA apparently refunds foreign ATM fees. It definitely refunds domestic ones, up to $15 per month, but the reports on foreign fees are mixed. You still get charged a 1% fee, but it's a Mastercard. For a limited time, there's a way for general public people to join. According to their site, debit will have chip mid this year. https://www.usaa.com/inet/pages/bk_cc_chipcardLP_landing_mkt?adID=VURL_chipcard
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