I think I am very unlucky person.

Long story short - my chase accounts (CC + checking) were closed in August, 2013. After that I was banned for any products from Chase for 1 year. Last November, I applied again and was approved for CSP, and later for Ritz and SWA cards. I thought I was good to go and enjoy.

Then $300 checking bonus appeared and I decided to get it. After ~7 days of opening a checking/savings accounts, I got a notice from Chase that they cannot keep these accounts opened and they will close it. OK, I thought, not a big problem. Last week I applied for United Visa (app was pending), I called to require a status and was told it was declined due to "unsatisfactory relationship with Chase". OMG, not again... Rep told me that decision cannot be reconsidered. Am I again banned from Chase for a year? I wonder what would happen with my existing Chase cards?