Originally Posted by mattrendell27

Oh that makes sense about the AAoA. I know about AAoA but I failed to consider it when adding authorized users. At first my wife added me as an AU to build credit but now I can rely on my own tradelines as I have several cards in my own name. Recently I've just been adding AU so we can both put spend on the cards but I guess it would behoove me to be a bit more selective of which cards are actually worth adding an AU.

Any other factors that could be negatively affected by adding too many AU's? One thought I had was all the AU's accounts showing up as new accounts on the credit report and would that lead to an issuer being more likely to decline an app because of too many recently opened accounts even though they are AU accounts?