Originally Posted by mrmandel;24759125[B
I have EX frozen and never go pending. I'm in an Exquifax geographic area.
That seems to me to be the generalization. There are no set in stone "areas". It's more likely that Citi is deciding on it's own to pull something else for you, and you are just assuming it originally wanted to pull EX.
I've seen many posts over a considerable period of time where the OP reported a need to unfreeze a CB to be approved. Your post is the only one I've ever seen that said the opposite. I'm guessing you have an incorrect idea of what Citi is choosing to pull for you.
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