Originally Posted by
tmiw
I went to ARCO and tried Apple Pay on the Watch. It worked and I impressed the clerk. 35c debit fee means I'm not going to try that often though (I thought surcharges for debit weren't allowed?). Too bad Schwab doesn't reimburse debit fees for purchases.
Surcharges for debit are indeed not allowed. If they don't call the surcharge a 'cash discount' (which they almost certainly do), you can complain to V or MC about it.