Originally Posted by
winebug
On the topic of Amex, posting to equifax and year of Amex influencing credit score:
Amex posted to Equifax virtually overnight. It has been on there now for 2 full business days.
It has had no influence on credit score - score remained the same even though the Amex says date opened 2003-11.
It says months reviewed 1 (even though there have been 2 statements in Canada and it is the second statement amount showing).
Should the months reviewed be 2 or all the way back to 2003?
Do charge cards from Amex not influence the credit score, and should they be credit cards to have an impact?
The score doesn't necessarily update immediately. I'm no credit score expert, but from what I've seen Equifax tends to adjust scores at the end of the month. Charge cards to have an impact.