FlyerTalk Forums - View Single Post - Too much credit reallocation = Chase red flag?
Old Apr 29, 2015 | 2:01 am
  #7  
oceandreamer
 
Join Date: Apr 2012
Location: BRU
Programs: Amex Centurion
Posts: 69
Originally Posted by billybayswater
I was told once that bringing a limit to over 35k requires special approval. I have about 67k across 4 cards with Chase.
To build on this, yes...reallocating and going beyond a $35k limit on a single Chase/JP Morgan card requires lending officer approval. When you call, you're transferred to a lending officer, who reviews your account(s) while you're on hold for a couple minutes. If all is well, then they approve the reallocation. I'd only be wary of this if there's MS'ing and it's obvious.
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