Originally Posted by donnde

I actually believe we will skip chip and pin in the US. I already do a fair amount of my transactions using ApplePay (grocery and sporting events). Restaurants are the only place where my card is ever out of sight. OpenTable is developing a system where you pay your bill on your mobile device. Professional sports are working on a system which will require every attendee to have a mobile device -- no paper tickets, no cash or credit cards at concessions. The White Sox did not even send out printed season tickets this year.

Ironically in 30+ years of heavily using credit cards, the only place I had a card cloned was at a trendy restaurant in London in 2008. The server swiped my card in front of me and a few days later someone started racking up purchases at a D&G boutique. Amex caught it and, since it was the only transaction I put on that card during that trip, went after the restaurant.