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Thread: Chase Sapphire Preferred vs Citi Prestige
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Old Apr 23, 2015 | 12:54 pm
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Originally Posted by tev9999
Depending on how much you drive, a 5% cash gas card could be good. I like PenFed since it automatically applies to the balance on the statement date so there is nothing to do to redeem.
Wait, what? How are you doing that? I have a PenFed Visa with 5% points on gas and 3% points on groceries. I have to go the the website to redeem them for cards, airfare, etc, at around .8 cents/point. Yours is apparently something else?

I now have a Sallie Mae Visa which is a simple 5% cash back -- auto-credited -- on gas, groceries, and bookstores (Amazon!) so the PF card is sitting unused. Both have no AF. The SM card has a monthly limit per category on the amount which earns 5%, so OP should be sure to factor that in when choosing.
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