Hi all, I need a little advice regarding SW Visa cards. Last year, I applied for and received the Personal Premier and the Business plus cards and received a CP. We recently closed the Business plus card (don't ask me why...DH wanted to close it). Anyway, I am planning to apply for either the Personal Plus or the Business Premier (was thinking this one because of the $99 offer) to get a CP for next year, but I was wondering if I should wait a few months or just do it now....we have good credit but I wasn't sure if they might turn us down because of the recently closed business card.