Originally Posted by Brugge

Trying to apply for 2 Chase personal cards at the same time is a tough row to hoe. I'm not at all surprise you didn't get 2 approvals. And lots of recent apps from various sources just makes things worse. I'd say in this case HUCA may be a wasted effort.

Wait a few months to reapply. Make sure your total CL with Chase is less than $30K max, lowering CLs on existing cards if necessary. Do regular spend on all currently open cards, even when the benefits of that spend aren't that great. I put monthly spend on my IHG card, not because that spend will ever get me a free room, which it won't, but because when I reapply for a CSP, if I don't get an instant approval, I want the CSR to see that it's worth if for Chase to give me more cards.

Citi will give you card after card, even if you only make the min spnd and then cancel. But with Chase, slow and steady, (with regular spend on all your cards), wins the race.