Originally Posted by
flyer4512
You will be charged the AF. If you apply for the 80K card the AF will be $75 on your first statement
I'm not sure how it works with the upgrade to Surpass but you will see an AF of some amount up front but it may be pro rated.
You can get 50k points for spending $1,000 on the Signature Visa and you can get the card over and over plus it has no annual fee
I have had 20 of the Signature Visa's over the past 2 1/2 years or so and have received over 1 million Hilton points.
Ok thanks for clarifying. I already have the Citi HHonors Signature Visa but I'm not churning it at the moment since I'm churning other Citi cards. I'm just wondering about the Amex Surpass since I already have an Amex HHonors and I need an Amex card that I can load with due to the new Serve policy change.
If I have to pay $75 AF for upgrading my NAF Amex HHonors card then I might as well just apply for the 80K Surpass since that's the same AF. That's what I'm trying to figure out. Thanks.