Originally Posted by
MarkMColo
Yes, you will be charged the AF, or at least a prorated amount based on the anniversary date for your existing card.
Originally Posted by
flyer4512
If your doing it purely for Gold status the Reserve card is a much better deal, if you're upgrading for just the points get the NAF Visa
So there are conflicting responses here or I'm not understanding it correctly. I will be charged with an annual fee if I upgrade or is it waived until the next anniversary? I'm doing it just for the points and not the Gold status.