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Old Apr 1, 2015, 3:14 pm
  #2501  
Brugge
 
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Originally Posted by Ed Janowsky
Oops! Wow it was late! That was the Chase Hyatt app asking about the source of income. Thanks for catching that @flyerboi69!

So now I'm really curious as to what generated the 4506-T. Perhaps because I lowered three credit limits only two weeks before this app. And if I was already at my maximum overall Citi credit limit, and I didn't leave myself any cards with enough credit on them to move credit around, and if the three credit limits I lowered hadn't yet recycled to my credit available for allocation...

Or maybe I was at my Citi max and they couldn't issue a $5K credit limit to this card. But then again, I doubt I would've made it to step five of the application process if that were the case.

Any thoughts???
I really don't think it was because you lowered your cls. The less credit you have with them, the less they have to worry about your actual income. But perhaps the reduced CL hadn't recycled yet, and the computer still saw you as having the former high CL..
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