I moved $5k to my savings account with UNFCU and enabled automatic deduction of the full balance each due date. This way, I do not have to remember. Interestingly one can pay from a non UNFCU account as one time transaction, but they do NOT allow you to set automatic full deduction from an external linked account. I know of no other bank that does it (Kohls also has NO auto payment of bill). Anyway I will make sure I keep a good balance so I am never late in paying my monthly full balance.
Originally Posted by
Points Scrounger
Thanks. My WF card is offline PIN, but I think it means they don't want their clients stranded at train stations; they can sign for their own lunches! Just discovered today that UNFCU balances have a whopping 7 day payment period from statement closing (with e-statements enabled). Fortunately, I had a spare $9 in my accounts to cover it immediately.