Originally Posted by
Majuki
India seems to be almost as bad as mainland China with respect to DCC.
I've seen the POS integrated with the hotel's systems, and sometimes the currency selection has to be made on that. If the terminal was completely standalone where the cashier entered the amount then I'd be surprised if there wasn't a selection possible unless it's like the locked down Chinese terminals. After you entered the PIN it didn't come up as "USD blahblahblah OK?" There wasn't any indication that the transaction would be in USD?
There is only one reason why I don't mind chip-and-signature, and this is it. In the worst case you can completely deface the receipt to assist with a chargeback.
Interestingly I've just discovered one of my UK cards doesn't support Dynamic currency conversion on chip transactions because they've not put the cards home currency/country on the chip, so a terminal doesn't know where the card was issued. I've seen one or two transactions in Asia, where it says "checking DCC amt and then nothing happens and the transaction continues in the countries currency. (Obviously on swipe transactions it would be done by the BIN, so DCC would still work).