Originally Posted by
upnorth
So I checked out today from a Hilton hotel in New Delhi. I told the checkout person, I only wanted to pay in India Rupee. I used my Sams chip and pin card. The card never asked for my pin. I signed it.
The point here however is about DCC. He said if I use this terminal when it shows the cash amount, a green will allow the USD transaction. The yellow leads to USD transaction. He also showed me a smaller POS, which he said only spits out USD, no choice. sorry, I did not take down the name of the device.
India seems to be almost as bad as mainland China with respect to DCC.
I've seen the POS integrated with the hotel's systems, and sometimes the currency selection has to be made on that. If the terminal was completely standalone where the cashier entered the amount then I'd be surprised if there wasn't a selection possible unless it's like the locked down Chinese terminals. After you entered the PIN it didn't come up as "USD blahblahblah OK?" There wasn't any indication that the transaction would be in USD?
There is only one reason why I don't mind chip-and-signature, and this is it. In the worst case you can completely deface the receipt to assist with a chargeback.