Originally Posted by
barneyg_
1) What card do you use for regular spending? CapOne MC is the main card I use when I'm not trying to meet minimum spend on cards for sign-up bonuses.. 2% in unrestricted travel credit is a pretty good deal if you are planning some costly (>600$) redemptions.
2) How many points are you sitting on? I assume you'd be downgrading to the no-fee card to keep the points anyway.
Mostly the Amex Gold, and the Alaska card. And the point balance is quite low.
Originally Posted by
crimsona
Capital One doesn't do product transfers, as far as I know.
I don't use mine much, but I do use it for things I want extended warranty on (other cards would likely be cancelled by the time I need it).
It is possible they downgrade the card in the future. However, you are guaranteed to lose it for good once you cancel, given that there's a defined replacement card already
That's all true.
Thanks for making me think about this a bit more; I might just keep it for the $20. I just wish we knew how long this will remain active as a grandfathered card.