Originally Posted by
Happy
Pending is always in native currency - this is true for almost all banks' cards I have - AMEX, Citi, Chase, Barclays and BofA. However once transactions are POSTED, you can then click on the line and open up the description where you will see the foreign currency. Some banks wouldn't show it until statement. I dont remember the nuisance of each bank.
You would need to wait till posted transaction or statement close, in order to see the foreign currency billed. Only when no foreign currency showing after the transaction POSTED, that you could claim it is a DCC.
As soon as it posts I'll post it here. You're right, I've never seen a transaction still pending with an exchange rate posted. However, I have a feeling it will be this exact amount as a native USD transaction though, considering the amount listed on my receipt in USD and the amount of the pending charge in USD is exactly the same, and nowhere the real exchange rate.