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Thread: Capital One Won't Decrease Credit Limit
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Old Mar 25, 2015 | 6:55 pm
  #17  
Bluebirdie
 
Join Date: Mar 2015
Location: California
Programs: AA UA
Posts: 151
Originally Posted by flyer4512
I have never heard of a card that wouldn't let you decrease the CL but I have been told this twice via SM.

Has anyone else ever experienced this ?

I am traveling for work and don't have the card with me, when I return home I will call and /or chat to see if I get a different response.
News to me too! With a new card, often times I would call the card CS to confirm sign on bonus. I'd also ask if I may lower credit limit (if not now, in the future). I thought the CL they give me is always too high and too risky for me. Every answer has been "Yes of course".

Maybe this card just has very special rules. OR maybe the card company is hoping a higher CL could encourage charging.
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