Originally Posted by
ft531
definitely. but is it $20 that's worth spending, seeing as how i barely use the card. i suppose with the changes in merchant fees, maybe it's a good option for a few years down the line? though if they revoke the benefits/force the new card on us, then it's just a waste of money.
1) What card do you use for regular spending? CapOne MC is the main card I use when I'm not trying to meet minimum spend on cards for sign-up bonuses.. 2% in unrestricted travel credit is a pretty good deal if you are planning some costly (>600$) redemptions.
2) How many points are you sitting on? I assume you'd be downgrading to the no-fee card to keep the points anyway.