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Thread: CIBC Aerogold vs. CIBC Aerogold Infinite
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Old Mar 23, 2015, 1:27 pm
  #32  
FlyerTalker683455
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Join Date: Dec 2010
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Originally Posted by Clipper801
For both CIBC and TD, the only coverage that does not require you to charge the full fare to the Visa card is out-of-province medical.

Luckily, full fare is defined as 75% with Visa but 100% with Amex.

Don't forget, Amex does not cover you when you are travelling on an Aeroplan redemption ticket, only tickets obtained through Amex membership reward are covered.
Out of province coverage requires no fare at all, as far as I know. It's just out of province coverage. Even if you drive your own car.
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