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Thread: Why does AMEX make returned payments so difficult?
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Old Mar 21, 2015 | 5:52 pm
  #6  
mia
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Originally Posted by USCTrojan83
...What makes no sense to me is blocking the entire card. If, for example, I have $5000 credit available and a $100 payment bounces due to an error, why block the whole card (in addition to every other card I have with AMEX).
If you don't have sufficient funds to cover a $100 payment, you also don't have sufficient funds to cover a larger payment. transmitting payments for funds that are not already in you bank account is a genuinely poor practice.
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