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Thread: are there differences in exchange rates?
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Old Mar 19, 2015 | 4:20 pm
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garykung
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You can always complain. There is nothing to stop you.

I am sure Citi is going to credit you regardless.

However, to get the record strict, your CC's T&Cs does mention that the exchange rate is based on the wholesale price by Visa/MC/AMEX, which is something like this:

http://usa.visa.com/personal/card-be...calculator.jsp

And your exchange rate is based on the transaction date, not posted date.
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