Originally Posted by
2stepsbehind
Relatively few people are still churning Citi Exec and the operative word in that sentence was regularly. Obviously there are specific deals where you may modify strategy. In any event, I specifically noted that few are likely to have experience with Capital One because they don't have that many competing offers. Typically when people ask to reduce credit lines it is because they are worried that they are approaching the max that a particular issuer will extend. The OP just seems to lower lines as a prophylactic.
A bunch of us Churn the citi Hilton regularly...........I just got Hilton Visa #18.
There is a lot of talk asking some of us how we got approved for so many............my method is to lower the CL on every card to $1500 after I make the spend and thus far I'm batting 1000 with all instant approvals.
Cap one lowered my limit via chat with no problem.
Originally Posted by
Boraxo
Why would they want to do this? perhaps someone who has a spending problem (in which case they should simply cancel you).
I'm just glad I got my spending problem under control.