FlyerTalk Forums - View Single Post - How hard to get approved for Citi Business card?
Old Mar 16, 2015 | 5:53 am
  #11  
Nick521
 
Join Date: Dec 2013
Location: New York City
Posts: 30
Originally Posted by mia
You will need to provide your Social Security number in addition to an EIN. Small business cards, from all major issuers, are based on the creditworthiness of the individual applicant, and you provide a personal payment guarantee for the entire balance, including transactions made by employees. Establishing a credit history in the name of the business will not allow you to obtain cards without using your personal credit.
Thanks, mia. I should have rephrased my question. Should I even bother with my EIN or just use my SS# throughout the application? How difficult is Citi for a business card? It took me a while on the phone with Chase to get approved. They had a lot of questions regarding my business.
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