Originally Posted by
upnorth
So why in the world would you want to decrease your credit limit. It is up to you how much of the limit you want to use. I am not getting your point here.
If you read the reply above this you will know why. My method works for not having to call recon and getting approved for over a dozen cards per year, every year. Last year I got 18 cards, not one call to recon, moving a CL, etc.
I am a card churner...............From once the spend is made for the bonus the card goes away and never gets used again.
I already spent $3k on Cap one, got the $460 in free $$ and spent that..........the card is just waiting until it's 9 months old to be cancelled.
Anyway, maybe someone will respond with an answer instead of questioning my motives which have already been explained